Live credit guidance No hard pull

Understand your credit like a pro.

Tecknus turns complex data into clear decisions. Simulate scenarios, visualize risks and discover real paths to improve your score.

No credit card required · Educational only · Works in real time
People use Tecknus to:
+45%  faster debt payoff
Lower utilization below 30%
Plan their first credit card
Today’s credit snapshot
Updated a few seconds ago
Demo preview
Based on your limits, balances and payment history simulation. Healthy · On track
Utilization
24%
Under 30% · Good
On-time payments
99%
Last 24 months
Accounts
7 active
Mix of credit

Instant “what‑if” check

Adjust limits, payments or new cards and see in seconds the estimated impact on your score.

+ Pay extra this month
+ Raise limit

Next best moves

Tecknus suggests 3 concrete actions to improve your credit health over the next 30 days.

Keep utilization under 25%
Automate minimums